About 7.2 million homes have been lost to foreclosure or short sale since the housing crash began, according to housing data. That has forced millions of former home owners into
renting, as they work to rebuild their credit. A government program launched last summer by the Federal Housing Administration is helping these former home owners step back into home ownership in as little as a year after a foreclosure or short sale. The FHA’s Back to Work program allows them to qualify for low interest rates with a minimum of a 3.5 percent down payment, read more
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